Key Takeaways
- IdentityIQ is a official firm offering id theft safety and credit score monitoring providers since 2009.
- Reimbursement of as much as $1 million for stolen funds, reporting of credit score scores from all three main bureaus, real-time alerts, and antivirus safety are the very best providers IdentityIQ gives.
- Clients have voiced issues about poor buyer help, sudden subscription renewals, and an advanced trial or subscription cancelation course of.
On the lookout for id theft safety and credit score monitoring providers and contemplating IdentityIQ as a possible selection? This firm is official and has been energetic for a number of years, however is it the appropriate match to your wants?
What Is IdentityIQ, and What Does It Provide?
IdentityIQ gives id theft and credit score safety providers, monitoring on-line databases (together with the darkish internet) to examine for leaks of private info belonging to its purchasers, equivalent to social safety numbers (SSNs), driver’s licenses, checking account particulars, and extra. If any leakage is detected, it notifies the customers in regards to the breach.
- IdentityIQ’s id theft safety contains reimbursement of as much as $1 million for stolen funds, with an extra provision of $1,500 per week for 5 weeks to cowl any misplaced wages when dealing with id theft points. Authorized help and compensation for lawyer charges throughout authorized proceedings are additionally a part of its package deal.
- IdentityIQ credit score safety service ensures you obtain alerts in case your identify and credit score rating are used for mortgage functions. The service additionally gives authorized help from id restoration specialists if required. The corporate helps you preserve your credit score rating by overlaying your minimal mortgage funds throughout crises.
- IdentityIQ gives a clear report along with your credit score scores from all three main bureaus. Its real-time alerts notify you of main credit score adjustments or suspicious actions, enabling you to take fast motion. Furthermore, its credit score rating simulator permits you to experiment with completely different methods to realize your credit score rating objectives.
The corporate collaborates with Bitdefender Whole Safety to offer antivirus and premium VPN safety for as much as 10 gadgets. It additionally gives US-based customer support to handle your inquiries and help with any points you encounter. Total, the corporate gives first rate providers. For particulars concerning its pricing, please discuss with its official pricing web page.
Is IdentityIQ a Rip-off?
IdentityIQ is a official firm, not a rip-off. Established in 2009, it has been providing id theft safety and credit score monitoring providers to its purchasers for the previous 15 years. Cash.com names it as one of many prime id theft safety providers out there. With its long-standing presence within the business, it’s protected to conclude that IdentityIQ is reliable.
However how good are its providers? IdentityIQ holds a good 4.1-star score on Trustpilot, indicating buyer satisfaction. Nonetheless, it is value noting that, like several firm, it additionally has its share of unhappy clients.
Upon reviewing their suggestions, listed here are some frequent complaints raised:
- IdentityIQ’s buyer help is lower than par, with lengthy waits and frequent disconnections resulting in delays in getting assist.
- Its subscription renewals may catch you off guard, particularly after making an attempt out trials, so cancel on time to keep away from fees.
- Canceling IdentityIQ’s trial or subscription is sophisticated and may solely be accomplished by way of a name. Nonetheless, the corporate claims that members can cancel subscriptions by means of the positioning.
- Some clients are dissatisfied with IdentityIQ’s third-party companions. So, subscribe solely by means of the official web site.
- Always receiving IdentityIQ notifications might be annoying. If you wish to keep away from being bothered by them, flip off the notifications in your iPhone or Android gadget.
As well as, IdentityIQ gives a US-based buyer help group, which is out there on 877-875-4347.
Obtained a Welcome E mail From Id IQ?
In the event you’ve obtained a welcome electronic mail from IdentityIQ regardless of not signing up for the platform, your id has most likely been compromised, and another person has used your info to register. In such a state of affairs, contact the corporate’s buyer help and have your account closed to stop additional misuse.
In the event you do not act promptly, fraudsters may entry your credit score experiences from the corporate utilizing your identify and probably interact in unlawful actions equivalent to requesting loans. If the e-mail mentions that your bank card has been charged for an IQIdentity subscription, instantly contact your bank card firm to freeze it, then get in touch with IdentityIQ to cease your subscription and get a refund.
IdentityIQ Is Legit, However Is It Value It?
With its cheap pricing and passable providers, IdentityIQ is perhaps a sensible choice for people with out particular wants. Nonetheless, should you’re a enterprise proprietor or social media influencer, this service will not be appropriate because it lacks monitoring of social media and funding accounts.
Additionally, bear in mind to contemplate the talked about downsides earlier than choosing its providers. If IdentityIQ does not present the service you want, contemplate exploring different respected id and credit score safety choices, equivalent to Aura, LifeLock, IdentityForce, and extra.
